Work With Us

If you’re not looking for the traditional financial advisor but a life and money manager there’s a possibility we could be a good fit. Before contacting me please read the short description of who we typically serve and how we work. If you think there’s a possibility we’d create a productive working partnership, feel free to get in touch via phone or email for a complimentary, no obligation, initial interview.

Government and Corporate (Enhanced Employee Engagement Services)
The consultants at Holistic Planners offer not only the benefits of educating employees but also the full range of bespoke financial wellness and individual potential maximization courses.Our company will be tasked to deliver the highest possible standard of employee engagement learning environments that ensure more engagement with human resources and benefit utilization.

Beyond their standard benefits package, owners will enjoy privileged access to a holistic approach and a range of exclusive course selection and services at the firm that’s free of conflict. The wider platform will also feature a range of integrated mission-focused components to ensure that human resources’ requests are always answered, and their benefits service needs met with warm and willing efficiency.

Women and Couples

We’ve been very fortunate to have a great group of clients for many years. While each client is unique there are a few commonalities that might help you determine if you would also benefit from our services.

  1. Most clients are either women above the age of 45 or couples married for more than 20 years.
  2. Most clients are fairly conservative investors that place a high value on the safety of their investment plan and less emphasis on taking high risk in an effort to generate maximum return.
  3. My clients are highly successful in their chosen fields and seek guidance in life logistics, life planning, major transitions i.e., death, divorce, retirement and/or financial coordination.
  4. Most clients are successful, family-oriented, community-involved people with a life purpose that far exceeds just money and personal belongings.

We are fee-only financial advisors that proudly act as a fiduciary for our clients. This means we have a legal obligation to put clients’ interests before our own in all the recommendations we make.

Each client receives a custom life and money management plan geared towards their unique life goals and objectives. We build these plans around life events such as retirement, wealth transfer, business succession planning, and asset protection. My specific area of expertise is in life management and cash flow planning; though I have a great team with unique expertise in tax planning, investment management, and risk management.

As is hopefully evident by our blogging activities, we communicate regularly with clients via technology (email is my preferred communication medium). My experience is that it is very difficult for financial advisors and investment managers to actually perform their job if they are continuously looking for new clients and doing everything themselves. As such we have built a staff of specialists that have specific roles and responsibilities to ensure our advisors spend the majority of their time with you. We block one week of each month just for doing meetings with advisors/partners for case design and use the other 3 weeks each month for client reviews, life coordination sessions and research for the client’s benefit.

We visit with each client up to four times per year and provide unlimited email support between meetings. Some of my clients are local to the Washington D.C. metropolitan area where we have offices. However, many of our clients are from all over the United States and we work together virtually using web conferencing as well as phone and email to regularly communicate.

Our firm has a wonderful support staff that makes phone contact simple and easy anytime it is needed. Although I’m typically the person that answers the phone or performs phone-based support, one of our team members will be more than capable of addressing your concerns.

If you’re the type of person that likes to talk frequently via telephone with me personally that is no problem. We can set up phone appointments for our meetings.

All clients have 24/7 secure online access to their accounts. My firm and partners invest heavily in technology to provide clients with real-time account alerts and monitoring to ensure all planning is done at the time it is needed, rather than the reactionary way many advisors provide support.

We use a simple,value-based pricing model: a flat fee for life coordination and money management. In almost all cases the planning fee is just $2,500-$7,500 and comes with a 100% satisfaction guaranteed or you pay nothing. For clients who want ongoing help managing their investments, fees are based on a combination of the percentage of assets under management and life management services. For asset management, we strive to keep costs as low as possible, so clients can keep more of their returns (the way it should be). If you’d like complete details about our fee schedule just use the contact form on our site and we will be happy to provide an estimate for your situation.

When we manage accounts it is done so via an independent custodian and we never (ever) take custody of client assets. This is important as it protects investors from fraud and theft. It also ensures I never make a commission for transactions since I am not a representative of any financial custodian. Most of our client’s assets are held with either TD Ameritrade or Fidelity Institutional though we have the ability to work with others if the situation calls for it.

If after reading above you’d like to have a conversation about working together I’d be happy to invest an hour of my time getting to know you better, your life and financial goals, and help determine if there’s the value I can provide in your life. I do all of my initial appointments via the phone and/or web conference. To set up an initial meeting, have your questions answered, and to see if we could be a good fit – just use the “Book Appointment” button below.

Thanks for checking out this tab and learning more about who I serve and how we work together.

Carpe Diem, Demetrius